International Personal Finance Stock Analysis
| IPFPF Stock | USD 2.83 0.00 0.00% |
International Personal holds a debt-to-equity ratio of 1.305. International Personal's financial risk is the risk to International Personal stockholders that is caused by an increase in debt.
Asset vs Debt
Equity vs Debt
International Personal's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. International Personal's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps International Pink Sheet's retail investors understand whether an upcoming fall or rise in the market will negatively affect International Personal's stakeholders.
For many companies, including International Personal, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for International Personal Finance, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, International Personal's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Given that International Personal's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which International Personal is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of International Personal to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, International Personal is said to be less leveraged. If creditors hold a majority of International Personal's assets, the Company is said to be highly leveraged.
International Personal Finance is fairly valued with Real Value of 2.83 and Hype Value of 2.83. The main objective of International Personal pink sheet analysis is to determine its intrinsic value, which is an estimate of what International Personal Finance is worth, separate from its market price. There are two main types of International Personal's stock analysis: fundamental analysis and technical analysis.
The International Personal pink sheet is traded in the USA on PINK Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and International Personal's ongoing operational relationships across important fundamental and technical indicators.
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International Pink Sheet Analysis Notes
About 89.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.28. Some equities with similar Price to Book (P/B) outperform the market in the long run. International Personal last dividend was issued on the 1st of September 2022. International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. International Personal Finance plc was founded in 1997 and is headquartered in Leeds, the United Kingdom. International Personal operates under Credit Services classification in the United States and is traded on OTC Exchange. It employs 8546 people.The quote for International Personal Finance is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. To learn more about International Personal Finance call Gerard Ryan at 44 11 3539 5466 or check out https://www.ipfin.co.uk.International Personal Investment Alerts
| International Personal generated a negative expected return over the last 90 days | |
| International Personal Finance has accumulated about 43.7 M in cash with (24.8 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.2. | |
| Over 89.0% of the company shares are owned by institutional investors |
International Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 257.4 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate International Personal's market, we take the total number of its shares issued and multiply it by International Personal's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.International Profitablity
The company has Profit Margin (PM) of 0.09 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.2 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.2.Technical Drivers
International Personal technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.International Personal Price Movement Analysis
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International Personal Debt to Cash Allocation
Many companies such as International Personal, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
International Personal Finance has accumulated 527.3 M in total debt with debt to equity ratio (D/E) of 1.31, which is about average as compared to similar companies. International Personal has a current ratio of 3.63, suggesting that it is liquid and has the ability to pay its financial obligations in time and when they become due. Debt can assist International Personal until it has trouble settling it off, either with new capital or with free cash flow. So, International Personal's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like International Personal sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for International to invest in growth at high rates of return. When we think about International Personal's use of debt, we should always consider it together with cash and equity.International Personal Assets Financed by Debt
Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the International Personal's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of International Personal, which in turn will lower the firm's financial flexibility.About International Pink Sheet Analysis
Pink Sheet analysis is the technique used by a trader or investor to examine and evaluate how International Personal prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling International shares will generate the highest return on investment. We also built our pink sheet analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Pink Sheet such as International Personal. By using and applying International Pink Sheet analysis, traders can create a robust methodology for identifying International entry and exit points for their positions.
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. International Personal Finance plc was founded in 1997 and is headquartered in Leeds, the United Kingdom. International Personal operates under Credit Services classification in the United States and is traded on OTC Exchange. It employs 8546 people.
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When running International Personal's price analysis, check to measure International Personal's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy International Personal is operating at the current time. Most of International Personal's value examination focuses on studying past and present price action to predict the probability of International Personal's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move International Personal's price. Additionally, you may evaluate how the addition of International Personal to your portfolios can decrease your overall portfolio volatility.
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